Get quick and easy home loans that you can pay back with our comfortable repayment choices. Purchase, renovate or construct your dream house with our home loan and build your life in it comfortably. Be it a flat, bungalow, mansion or a brick on your own little land our home loan will help you build your dream home.
Features
Rates & Charges
Repayment
Eligibility Criteria
Documents Required
Features
- Loans are provided for home building, acquisition, and extension/ renovation.
- A formal income proof is necessary
- Maximum 15 Years
- Maximum loan amount 1 Cr 40 Lakh. (1,40,00,000)
Rates & Charges
- Margin: 20%
- Rate of Interest: 8.75% to 9.00% p.a. (Upto 40 Lac)
- Rate of Interest: 9.50% to 10.00% p.a (All other)
Repayment
- Maximum repayment period for building / purchasing residential house ; 15 years Maximum
- Maximum repayment period for extension of residential flat ; 10 years Maximum
- Maximum repayment period for repair/ renovation/ alteration of residential flat ; 10 years Maximum
Eligibility Criteria
- Age : 18 +years
- Applicants should be salaried/ self-employed/ businessmen.
- For Self employed applicants their business experience should be minimum of 3 years with valid income proof.
Documents Required
- Application for a loan with a recent photograph
- Cheque with the necessary processing fees
- Photo ID proof (refer KYC document)
- Proof of address (refer KYC document)
- Age proof (refer KYC document)
- Current PF statement
- Salary sleep for last 3 months
- Form 16 issued by your employer
- Copy of ITR filed for the last three years.
Other Details & Conditions:
House Loan Top Up For Existing Borrower
Last-minute expense going out of budget? Don’t worry our bank has got your back.
Get an easy top-up on a previously approved loan at the same interest rate
Home Renovation Loan
Kept delaying the urge to buy that fancy new couch and the accent wall you had in your mind: no need to do that anymore. Get our home renovation loan and pay it back comfortably over time.
